Pam's Insurance Site

About Me

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

Latest Posts

Essential Questions to Ask Your Auto Insurance Provider
20 June 2024

Choosing the right auto insurance policy can be co …

Understanding the Basics of Commercial Liability Insurance Coverage
20 March 2024

As a business owner, there are many factors to con …

Navigating the Path to Roth Account Conversion: Key Steps to Consider
11 January 2024

Roth account conversion, a process that involves m …

Understanding The Various Types Of Home Insurance
12 October 2023

As a homeowner, one of the most important investme …

Key Steps To Review and Update Your Home Insurance Policy
22 August 2023

The annual ritual of renewing home insurance is mo …

Essential Questions to Ask Your Auto Insurance Provider

20 June 2024
Categories: Insurance, Blog

Choosing the right auto insurance policy can be complex. There are various coverage options, deductibles, and premiums to consider. To ensure you select an insurance provider and policy that best meets your needs and budget, you must ask pertinent questions during your research and consultation process. Here are key questions to ask your auto insurance provider: What Types of Coverage Do You Offer? Understanding the types of coverage options available is crucial for tailoring your policy to your specific needs. Read More

Understanding the Basics of Commercial Liability Insurance Coverage

20 March 2024
Categories: Insurance, Blog

As a business owner, there are many factors to consider to protect your company from potential risks and liabilities. One essential aspect of business insurance is commercial liability coverage, which can help safeguard your business from financial losses resulting from claims of injury or property damage. In this blog post, we will discuss the basics of commercial liability insurance coverage, including what it is, the types of coverage available, how it works, and why it is crucial for protecting your business. Read More

Navigating the Path to Roth Account Conversion: Key Steps to Consider

11 January 2024
Categories: Insurance, Blog

Roth account conversion, a process that involves moving assets from a traditional IRA or 401(k) into a Roth IRA, can be a strategic move in retirement planning. However, it's not a decision to be taken lightly. It requires careful consideration of several key aspects to ensure optimal financial outcomes. This blog post will discuss the various factors to consider before making a Roth account conversion. Understanding the Basics of Roth Account Conversion Read More

Understanding The Various Types Of Home Insurance

12 October 2023
Categories: Insurance, Blog

As a homeowner, one of the most important investments you can make is in home insurance. After all, your home is one of your most significant assets, and you'll want to protect it from risks like theft, natural disasters, and even liability concerns in case of accidents that occur on your property. However, with so many types of home insurance available, it's easy to get confused about which policy is right for you. Read More

Key Steps To Review and Update Your Home Insurance Policy

22 August 2023
Categories: Insurance, Blog

The annual ritual of renewing home insurance is more than just a formality. It's an opportunity to reassess coverage needs, ensuring that your home and belongings remain adequately protected. For many homeowners, a lot can change in a year—from acquiring new possessions to making home improvements. These changes can impact the coverage required, making the renewal period the perfect time to review and update the insurance policy. Understand Current Coverage Read More