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Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

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Three Things You Should Know About Homeowners Insurance And Swimming Pools
20 June 2018

If you have never had a pool on your property befo

4 Benefits To Taking A Teen Driving Course Program
25 April 2018

If you have a young teen driver in your home, you

Suggestions For Commercial Insurance Coverage
16 March 2018

Did you open a store and hire a substantial amount

Two Times You Need To Reevaluate Your Homeowner's Insurance Coverage
10 February 2018

It's common for homeowners to purchase insurance f

Keeping Your Teen's Auto Insurance Rates Low
26 December 2017

Obtaining a driver's license is often considered a

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Three Things You Should Know About Homeowners Insurance And Swimming Pools

If you have never had a pool on your property before, you should understand how this will affect your insurance rates. Perhaps you are buying your first home or are looking to buy your first home with a pool. Or maybe you already have a home and are thinking about installing a pool. In any case, the cost of having a pool is not only maintenance and repairs. The cost of homeowners insurance can be significantly higher with a pool. Read More 

4 Benefits To Taking A Teen Driving Course Program

If you have a young teen driver in your home, you may have some fears about them being behind the wheel. The good news is that with proper training and practice, they will be well prepared for their own driving experience. If you want to help them learn even more driving skills, it can pay to invest in a teen driving course program. This can help you and your teen feel more safe and confident while on the road. Read More 

Suggestions For Commercial Insurance Coverage

Did you open a store and hire a substantial amount of employees to assist with running it? Being that you opened a brick and mortar business that deals with employing other people, it is wise to get commercial insurance coverage. You might also be required under the laws in your state to obtain certain types of coverage. Without the right kind of coverage, your business can fall into tough financial times if certain situations were to occur. Read More 

Two Times You Need To Reevaluate Your Homeowner’s Insurance Coverage

It's common for homeowners to purchase insurance for their houses and then never ever look at their policies again until they need to file claims. However, it's critical you review your policy on a regular basis to ensure it still fits your needs and preferences. In particular, you will want to go over your policy with a broker or insurance agent if one of these two things happen in your life. Read More 

Keeping Your Teen’s Auto Insurance Rates Low

Obtaining a driver's license is often considered a milestone in a person's life. Since most people obtain their driver's license as a teenager, it's important that you know how to keep your teen's auto insurance rates low. Teen drivers can be considered high-risk, which results in higher auto insurance premiums. Here are three tips that you can use to help reduce the costs associated with insuring your teen driver in the future. Read More