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Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

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How To Sell Final Expense Insurance With Sensitivity
21 June 2017

No one likes to think that someday they will die.

Here's What Features To Look For When Choosing A Landlord Insurance Policy
9 May 2017

As a landlord, you have a lot of responsibility on

Why You Need More Than The Minimal Amount Of Car Insurance
2 March 2017

When shopping around for auto insurance, you may b

How Your Credit Affects Your Auto Insurance Premiums
6 August 2016

Your credit score can have an effect on many areas

Don't Just Look At Premiums When Getting Home Insurance Quotes -- Check Out These 5 Coverages Too
29 July 2016

Many people focus on insurance policies' premiums

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How To Sell Final Expense Insurance With Sensitivity

No one likes to think that someday they will die. In fact, most people are inclined to avoid the idea and the topic completely. That is where things get really difficult, because end-of-life expenses may cost as much as a year of schooling in a private liberal arts college. Recently, new insurance products that cover these final expenses have come into use, but the problem is getting people to buy them. Read More 

Here’s What Features To Look For When Choosing A Landlord Insurance Policy

As a landlord, you have a lot of responsibility on your plate. In addition to making sure that your tenants are safe and happy, you have to worry about getting paid on time and keeping your properties in good shape. Making sure that you're covered by an insurance agency is an excellent way to protect your rental business long-term. Here are a few features to look for when choosing a new landlord insurance policy: Read More 

Why You Need More Than The Minimal Amount Of Car Insurance

When shopping around for auto insurance, you may be tempted to reduce your premiums by buying the bare minimum amount of coverage that is required. While this will save you some money now, it could end up costing you money in the long run. Here are some reasons why you should purchase a better car insurance policy. You Could Get In An Accident With Someone That's Uninsured While there are only a couple states that don't require drivers to have car insurance, there are people that go without it and just hope for the best. Read More 

How Your Credit Affects Your Auto Insurance Premiums

Your credit score can have an effect on many areas of your finances, including your ability to purchase a house or obtain a car loan. But did you know that your credit score could also have an effect on your auto insurance premiums? The following explains how auto insurance providers use credit scores and how your scores can raise or lower your premiums. What Auto Insurers Look for in a Credit Score Read More 

Don’t Just Look At Premiums When Getting Home Insurance Quotes – Check Out These 5 Coverages Too

Many people focus on insurance policies' premiums when getting home insurance quotes, since premiums are how much policies cost. While no one wants to pay more than they have to for insurance, premiums aren't all you should think about when getting home insurance quotes. You should also look at coverages, which determine what types of protection policies provide. Here are five specific coverages you should look at in any home insurance policy you think about getting. Read More