Menu

Pam's Insurance Site


About Me

Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

Tags

Latest Posts

3 Key Insights When Buying Business Insurance
29 January 2020

If you own any sort of business, it's important to

What Happens If A Contractor Injures An Office Worker?
30 December 2019

If you're contracted to do work at an office build

An Overview Of Non-Owner Car Insurance
22 November 2019

As the name suggests, non-owner car insurance is c

What You Can Do If Your Auto Insurance Premiums Keep Rising
17 October 2019

When you get your auto insurance bill each month o

Anti-Theft Measures That Can Lower Your Insurance Premium
20 September 2019

One of the ways that auto insurance protects you i

Categories

3 Key Insights When Buying Business Insurance

If you own any sort of business, it's important to have insurance for it. Otherwise, you're leaving it susceptible to all sorts of financial and legal issues. Getting this insurance won't be a difficult endeavor thanks to these tips.  Assess Risks There are a lot of different forms of business insurance today. So that you have a good idea of which types to get, you need to think about the risks of your specific business. Read More 

What Happens If A Contractor Injures An Office Worker?

If you're contracted to do work at an office building or are looking to hire a contractor, you'll probably need to do at least some of the work while businesses are open. That creates the risk of an office worker getting injured by falling debris, tripping on tools, or some other hazard. What would happen if someone gets hurt, and how do you protect yourself? The Office Worker Can Use Their Health Insurance Read More 

An Overview Of Non-Owner Car Insurance

As the name suggests, non-owner car insurance is car insurance coverage for those who don't own a car. Non-owner car insurance is necessary because everyone who drives ought to have insurance coverage, whether the car they own the car they are driving or not. The Coverage Liability coverage is the main coverage in non-owner car insurance. The idea is that you should be able to compensate auto accident victims if you ever cause an accident even if you are not the owner of the car. Read More 

What You Can Do If Your Auto Insurance Premiums Keep Rising

When you get your auto insurance bill each month or year, do you notice that the costs keep going up? While it is common for rates to slightly increase each year due to inflation and other things, it is not normal to see huge hikes in auto insurance premiums all the time. If your insurance keeps going up, here are some things you can do about it. Determine why this is happening Read More 

Anti-Theft Measures That Can Lower Your Insurance Premium

One of the ways that auto insurance protects you is to reimburse you if your car is stolen. However, there are methods you can put in place to reduce the risk that your car will be stolen. Many cars come with car alarms and there are other anti-theft devices that are available. You may even be able to lower your insurance premiums when you install these devices. Car Alarms Most insurance providers will offer you a discount if your car comes with a car alarm. Read More