Pam's Insurance Site

About Me

Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.



Latest Posts

Anti-Theft Measures That Can Lower Your Insurance Premium
20 September 2019

One of the ways that auto insurance protects you i

5 Factors That Raise Your Home Insurance Costs
14 August 2019

A house is one of your biggest investments, so it

Top Things To Know When Purchasing Renter's Insurance
8 July 2019

The average cost of a renter's insurance policy is

Three Reasons To Purchase Life Insurance For Your Children
29 May 2019

Purchasing life insurance isn't something that par

Bundling: Why This Trend Has Hit The Insurance Market And What It Means For You
24 April 2019

Bundling services has been a growing trend in many


Five Reasons Why Auto Insurance Policies Get Cancelled

As you already know, auto insurance is a critical thing to have when you drive a vehicle. The idea of your insurance company canceling your policy can be stressful to think about. Unfortunately, insurance companies do cancel people's auto insurance policies for a variety of reasons. Without car insurance, you are responsible for paying accident expenses out of your own pocket and may even face fines and a suspended license. Here are some common reasons why auto insurance policies get canceled. Read More 

What to Know about Insuring Your New Vacation Home

Buying a home you can go to for long weekends or extended vacations is a great idea if you like traveling and getting away from home on a regular basis. This type of home is often called a vacation home, and you will need to purchase home insurance on it before you actually go through with the purchase. If you are planning on buying a vacation home, here are several things you should know about the insurance you will need for it. Read More 

Limitations Of Specialty Insurance For Luxury Cars

If you have a luxury or exotic car, you can either buy its auto insurance from regular auto insurance companies or from auto insurers specialized in luxury car insurance coverage. Here are some of the drawbacks you may experience when you opt for the specialty coverage route: They Tend to Have Age Restrictions Most specialty insurance companies that handle luxury cars have strict or lower age restrictions for their policies. To understand why this is the case, you need to understand that even regular auto insurance companies use age as a factor in rate determination. Read More 

Three Things You Should Know About Homeowners Insurance And Swimming Pools

If you have never had a pool on your property before, you should understand how this will affect your insurance rates. Perhaps you are buying your first home or are looking to buy your first home with a pool. Or maybe you already have a home and are thinking about installing a pool. In any case, the cost of having a pool is not only maintenance and repairs. The cost of homeowners insurance can be significantly higher with a pool. Read More 

4 Benefits To Taking A Teen Driving Course Program

If you have a young teen driver in your home, you may have some fears about them being behind the wheel. The good news is that with proper training and practice, they will be well prepared for their own driving experience. If you want to help them learn even more driving skills, it can pay to invest in a teen driving course program. This can help you and your teen feel more safe and confident while on the road. Read More