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Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

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Understanding the Basics of Commercial Liability Insurance Coverage
20 March 2024

As a business owner, there are many factors to con …

Navigating the Path to Roth Account Conversion: Key Steps to Consider
11 January 2024

Roth account conversion, a process that involves m …

Understanding The Various Types Of Home Insurance
12 October 2023

As a homeowner, one of the most important investme …

Key Steps To Review and Update Your Home Insurance Policy
22 August 2023

The annual ritual of renewing home insurance is mo …

Driving In Style: Protect Your Investment With Comprehensive Auto Insurance
16 June 2023

As an avid driver, you need to understand the impo …

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Five Ways To Save If Your Teens Requires An SR22 Insurance Policy

13 July 2015
 Categories: Insurance, Articles

Teens are expensive to insure in general, but if you are paying for a teen to have SR22 insurance, your rates will be even higher. SR22 is not strictly a type of insurance. Rather, it is a certificate sent by your insurer to the state verifying that you have coverage. SR22 certificates are usually court ordered after a driver has been in an accident or committed some type of offense. Read More 

What Every Dentist Needs To Know About Trigeminal Neuralgia

15 June 2015
 Categories: Insurance, Articles

Trigeminal neuralgia is an extremely painful medical condition that dentists need to be aware of. In fact, according to the National Institutes of Health, trigeminal neuralgia is often misdiagnosed as a toothache. If you are a dentist or work in a dental office, it's important to understand trigeminal neuralgia so you can refer your patients to a neurosurgeon for appropriate medical care. Symptoms of trigeminal neuralgia Trigeminal neuralgia, often called the suicide disease, causes excruciating pain in the face along the 5th cranial nerve, which has three branches in the face. Read More 

What Every Small Business Owner Needs To Know About Auto Insurance

2 April 2015
 Categories: Insurance, Articles

Owning a business involves a lot of paperwork, especially insurance to protect you, the business and employees. If you have any employees who drive for work-related task, there are some things you need to know about auto insurance to protect your small business. Commercial Auto Insurance Is Only For Company Owned Cars Commercial auto insurance is designed to cover vehicles that are owned by the company. For example, if you are a plumbing company and own several work vans, you'll need commercial auto insurance. Read More 

Avoid These Common Misconceptions About Car Insurance

18 February 2015
 Categories: Insurance, Articles

If you're in the market for car insurance or you're just comparing companies and quotes, you need to get your facts straight. You certainly don't want the kind of car you get or how much you spend on premiums to be based on the wrong information. Here are some common misconceptions about car insurance so you can make an informed decision about what kind of policy is best for you. Read More 

Tips For Saving On Your Commercial Truck Insurance

14 January 2015
 Categories: Insurance, Articles

Commercial truck insurance covers many things, from collision damage to cargo loss and medical bills. If you're sued by another driver on the road, your commercial truck insurance should provide coverage for that as well. Since you spend so much time on the road in your truck, you'll want to make sure that you're protected from anything that may come your way. This coverage can get costly, though. Here are some tips that will help you save on your commercial truck insurance premiums whether you are an owner/operator or you have a fleet that you need to insure. Read More