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Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

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4 Facts To Know About Commercial Auto Insurance For Your Business
12 November 2021

If you use a vehicle for your small business or ma …

Getting The Insurance Policy That You Need
2 September 2021

Insurance premiums in the United States recently h …

4 Times Liability Insurance Isn't Enough
2 September 2021

Unfortunately, there are all too many situations i …

Simple Tips For Finding And Buying Your First Car Insurance Policy
27 July 2021

When you move out of your parents' home and into y …

Tips For Reducing Workers Compensation Insurance Premiums
29 June 2021

The majority of employers are required by law to c …

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4 Facts To Know About Commercial Auto Insurance For Your Business

12 November 2021
 Categories: Insurance, Blog

If you use a vehicle for your small business or manage a large company that has a full fleet of vehicles, you should have commercial auto insurance coverage to protect you from certain liabilities. Commercial auto insurance is different from a personal insurance plan, and a business auto insurance policy can provide you with specific coverage that your business should have. To make the process of buying a commercial auto insurance plan easier, you can review these important facts. Read More 

Getting The Insurance Policy That You Need

2 September 2021
 Categories: Insurance, Blog

Insurance premiums in the United States recently held a collective $5.03 trillion value. These premiums add up because customers need all sorts of insurance plans, such as automobile, life insurance, health insurance, and business insurance. When you know that you're in need of an insurance policy, there are several professionals that can set you up with quotes on a plan. Let the tips in this article help you so that you can get what you need from your insurance provider. Read More 

4 Times Liability Insurance Isn’t Enough

2 September 2021
 Categories: Insurance, Blog

Unfortunately, there are all too many situations in which liability insurance is not enough to cover your vehicle. No matter the situation you find yourself in, it is likely that your current auto insurance policy is not enough. Do you want to make the most of your auto insurance coverage? These are some of the situations in which you might find that your current coverage is not quite enough. You Rear-End Another Vehicle Read More 

Simple Tips For Finding And Buying Your First Car Insurance Policy

27 July 2021
 Categories: Insurance, Blog

When you move out of your parents' home and into your own place, you need to be ready to pay for your own expenses. One of these expenses can involve paying for your own coverage for your vehicle.  However, if your parents paid for your coverage until recently, you may not be sure of what to look for in a new policy. You can use several simple tips to help you find and buy the right car insurance for you and your vehicle. Read More 

Tips For Reducing Workers Compensation Insurance Premiums

29 June 2021
 Categories: Insurance, Blog

The majority of employers are required by law to carry workers compensation insurance. A workers compensation insurance policy will cover the expenses, such as medical bills and lost wages, if an employee is injured at work while on the clock. While having a workers compensation insurance policy is mandatory for most companies, that doesn't mean that any business wants to pay more in insurance premiums than necessary. Luckily, there are things that an employer can do to make their workers compensation insurance premiums more affordable. Read More