2021 - Pam's Insurance Site

About Me

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

Latest Posts

Significant Factors That Influence Your Auto Insurance Quote
26 May 2021

The cost of auto insurance varies from one company …

Top Benefits of Hiring an Auto Insurance Agent
23 April 2021

When you have just bought your dream car, you're e …

Common Misconceptions About What Home Insurance Covers
22 March 2021

Many people who are buying a house for the first t …

Protecting Yourself With Professional Liability Coverage
17 February 2021

The insurance coverage that engineers and other co …

Becoming An Owner-Operator? Tips To Help You Get The Right Commercial Truck Insurance
15 January 2021

Breaking away from the mold by becoming an owner-o …

Significant Factors That Influence Your Auto Insurance Quote

26 May 2021
Categories: Insurance, Blog

The cost of auto insurance varies from one company to the next. Various factors determine the multiple rates, including the vehicle, driving patterns, demography, coverage, limits, and deductibles you choose. Each element is weighted, resulting in varying car insurance quotes. Here are some variables that might affect your auto insurance quotes. The Type of Coverage You Choose Your choice of auto coverage has a high impact on your auto insurance quote. Read More

Top Benefits of Hiring an Auto Insurance Agent

23 April 2021
Categories: Insurance, Blog

When you have just bought your dream car, you're excited, and you can't wait to get on the road. But there is one hindrance — insurance coverage. It's a requirement to have insurance for both old and new cars. As such, it's important to take your time to decide the right type of coverage so you're protected in case of accidents, natural occurrences, or theft. Unfortunately, you may not be conversant with car insurance plans; hence it's advisable to engage a car insurance agent. Read More

Common Misconceptions About What Home Insurance Covers

22 March 2021
Categories: Insurance, Blog

Many people who are buying a house for the first time have several misconceptions about what home insurance covers. These misunderstandings are common since so many individuals don't actually read the policies or ask enough questions of the agent. Homeowners insurance covers accidental and unpreventable damage. It is intended for sudden events, not a problem that gradually worsens over time. For this reason, policies also pay for damage caused by vandalism. Read More

Protecting Yourself With Professional Liability Coverage

17 February 2021
Categories: Insurance, Blog

The insurance coverage that engineers and other construction contractors will require can be critical to protecting them and their clients from accidents that could occur. Understand The Unique Liability Needs Of Engineering Contractors It is important to understand that those working in architecture and engineering can have very different liability needs than those that work in other professions. Errors and omissions with these professionals can lead to serious structural problems that may endanger lives or be expensive to correct. Read More

Becoming An Owner-Operator? Tips To Help You Get The Right Commercial Truck Insurance

15 January 2021
Categories: Insurance, Blog

Breaking away from the mold by becoming an owner-operator can be quite liberating. You will no longer have to work for someone else and enrich them with your manpower. You're now free to set your own schedule, get higher-paying clients, and chart a course that could lead to the kind of prosperity you've always dreamed of having. Now that you've purchased your truck, it's time to get commercial truck insurance. If you've always been covered by your employer and have never had to obtain this insurance for yourself, the following tips can help you select the right protections. Read More

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