Pam's Insurance Site

About Me

Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.


Latest Posts

Understanding the Basics of Commercial Liability Insurance Coverage
20 March 2024

As a business owner, there are many factors to con

Navigating the Path to Roth Account Conversion: Key Steps to Consider
11 January 2024

Roth account conversion, a process that involves m

Understanding The Various Types Of Home Insurance
12 October 2023

As a homeowner, one of the most important investme

Key Steps To Review and Update Your Home Insurance Policy
22 August 2023

The annual ritual of renewing home insurance is mo

Driving In Style: Protect Your Investment With Comprehensive Auto Insurance
16 June 2023

As an avid driver, you need to understand the impo


Insurances You Need When You Are “Adulting”

Becoming an adult comes with a wide range of responsibilities. Until you reach a certain age, your parents carried you on their health and automobile insurance policies. But unfortunately, all good things must end, and you must pay for your own at some point. Although some of your friends and family may feel that insurance is an inconvenient expense, it is not. One accident will cost you more than your average annual policy. Read More 

The Benefits Of Group Health Insurance For Small Business Owners

Traditionally, small business owners have struggled to obtain affordable health insurance for themselves and their employees. Oftentimes, working for a small business meant going without important benefits such as health insurance coverage. Thankfully, there is now a beneficial option that is allowing more and more small business owners to gain access to the health insurance they require. This option is the use of group health insurance plans. In this article, you can learn more about how this insurance option works and how it can be so beneficial to small business owners. Read More 

How To Prepare To Work With A Car Insurance Agent

Getting insurance for anything can feel intimidating and overwhelming. Car insurance is no exception, but help is available. An auto insurance agent can help you to maneuver this tricky subject. Here are some of the things that can help you prepare to have a productive conversation with your car insurance agent. Prepare Personal Information If you're going to get a quote or talk to your agent for the first time, it will be important that you have all of the necessary personal information. Read More 

Comprehensive Car Insurance: Common Questions Vehicle Owners Ask

If you're a car owner, it's crucial to ensure that your vehicle is safe from different forms of damage. Most people believe that cars only require protection from accidents. However, this isn't the only thing that can cause damage to your vehicle. Besides accidents, your vehicle can be stolen or the windshield damaged from hailstorms. You'll receive protection against such issues when you take comprehensive vehicle insurance. If it's your first time taking this policy, you may be skeptical about how it works. Read More 

You Can Be A Notary Public

A notary public is a public official who can make certain papers and contracts legal. You take your paperwork to the notary, who can be found in places like banks or city offices, and sign the paperwork in front of them. The notary public will then sign the paperwork and use their official seal to emboss it to prove that you signed the paperwork in front of them and that you are who you say you are. Read More