Pam's Insurance Site

About Me

Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.



Latest Posts

Five Reasons Why Auto Insurance Policies Get Cancelled
20 November 2018

As you already know, auto insurance is a critical

What to Know about Insuring Your New Vacation Home
2 October 2018

Buying a home you can go to for long weekends or e

Limitations Of Specialty Insurance For Luxury Cars
16 August 2018

If you have a luxury or exotic car, you can either

Three Things You Should Know About Homeowners Insurance And Swimming Pools
20 June 2018

If you have never had a pool on your property befo

4 Benefits To Taking A Teen Driving Course Program
25 April 2018

If you have a young teen driver in your home, you


Keeping Your Teen’s Auto Insurance Rates Low

Obtaining a driver's license is often considered a milestone in a person's life. Since most people obtain their driver's license as a teenager, it's important that you know how to keep your teen's auto insurance rates low. Teen drivers can be considered high-risk, which results in higher auto insurance premiums. Here are three tips that you can use to help reduce the costs associated with insuring your teen driver in the future. Read More 

Some Things You Need To Know About Getting Commercial Property Insurance

If you own a commercial property or even if you are renting a commercial property, it is incredibly important that you protect yourself. This is why it is vital that you get the right insurance for your property. Here are some things you might be wondering: I Am Just Renting, Do I Need To Have Insurance? Many people lease a commercial building for their business rather than buy it. This is because it can be cheaper and less of a risk than trying to buy property. Read More 

Qualifying For The Best Home Insurance

It is very important for you to have the best possible homeowners insurance. There are many families that decide they want to save a few dollars a month by getting a low quality policy, but that type of policy may come back to haunt you. The best thing that a person can do is find the best policy for the least amount of money. There are a few things that you need to remember when it comes to your homeowners insurance. Read More 

What Are You Doing Wrong With Your Car Insurance?

Before shopping for auto insurance, you likely did your research to find out what you could do to lower your premiums and get great coverage. What you might have overlooked is what you should not do in your pursuit of a good deal. Making mistakes in finding and applying for coverage could leave you with higher premiums and the wrong coverage for your situation. To help you avoid this, here are a few mistakes other insurance shoppers have made. Read More 

3 Things To Consider When Buying Auto Insurance

Working to find the best coverage possible for your car is one thing you will want to do. Being able to get to where you need to go is important and so is being independent. The key to avoiding some potential financial disasters may be due to having auto insurance in place. However, you will want to take the time to find the best policy to meet your needs. Being aware of specific things can enable you to make the right coverage choice: Read More