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Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

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Anti-Theft Measures That Can Lower Your Insurance Premium
20 September 2019

One of the ways that auto insurance protects you i

5 Factors That Raise Your Home Insurance Costs
14 August 2019

A house is one of your biggest investments, so it

Top Things To Know When Purchasing Renter's Insurance
8 July 2019

The average cost of a renter's insurance policy is

Three Reasons To Purchase Life Insurance For Your Children
29 May 2019

Purchasing life insurance isn't something that par

Bundling: Why This Trend Has Hit The Insurance Market And What It Means For You
24 April 2019

Bundling services has been a growing trend in many

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How Your Credit Affects Your Auto Insurance Premiums

Your credit score can have an effect on many areas of your finances, including your ability to purchase a house or obtain a car loan. But did you know that your credit score could also have an effect on your auto insurance premiums? The following explains how auto insurance providers use credit scores and how your scores can raise or lower your premiums. What Auto Insurers Look for in a Credit Score Read More 

Don’t Just Look At Premiums When Getting Home Insurance Quotes – Check Out These 5 Coverages Too

Many people focus on insurance policies' premiums when getting home insurance quotes, since premiums are how much policies cost. While no one wants to pay more than they have to for insurance, premiums aren't all you should think about when getting home insurance quotes. You should also look at coverages, which determine what types of protection policies provide. Here are five specific coverages you should look at in any home insurance policy you think about getting. Read More 

6 Facts About The Relationship Between Auto Insurance And Car Accidents

Getting into a car accident is scary physically and financially, especially if your auto insurance decides to increase your insurance premiums. If you've been in an accident, or you are just curious about what happens after an auto accident, check out these six auto insurance facts. At-Fault Drivers Usually See Rate Increases The most likely outcome of any auto accident is that whoever caused the accident is going to see a rate increase in their auto insurance. Read More