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Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

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Latest Posts

How To Get An Accurate Insurance Quote
7 July 2020

Insurance quotes are most helpful when they're acc

Updating Your Auto Insurance After Divorce
29 May 2020

Divorce brings about a change in every aspect of a

3 Key Insights When Buying Business Insurance
29 January 2020

If you own any sort of business, it's important to

What Happens If A Contractor Injures An Office Worker?
30 December 2019

If you're contracted to do work at an office build

An Overview Of Non-Owner Car Insurance
22 November 2019

As the name suggests, non-owner car insurance is c

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How To Get An Accurate Insurance Quote

Insurance quotes are most helpful when they're accurate, and the accuracy of an insurance quote depends largely on the accuracy and completeness of the information you provide. If you need an accurate insurance quote for a homeowner's, auto, or any other type of insurance policy, here's how to get the most accurate quote possible. Step 1: Determine the Type of Insurance Needed First, determine what type of insurance you need. This is obvious in many cases, for cars must be insured with auto insurance, and houses get insured with homeowner's insurance. Read More 

Updating Your Auto Insurance After Divorce

Divorce brings about a change in every aspect of a person's life, including their auto insurance policy. If you recently separated from your spouse or finalized the divorce, you need to review your policy and make any necessary updates. Learn where you should begin to ensure you are covered. Talk to Your Ex You must have a discussion with your ex before you make any changes to your auto policy. You cannot legally remove anyone from an auto insurance policy without signed approval from the other party. Read More 

3 Key Insights When Buying Business Insurance

If you own any sort of business, it's important to have insurance for it. Otherwise, you're leaving it susceptible to all sorts of financial and legal issues. Getting this insurance won't be a difficult endeavor thanks to these tips.  Assess Risks There are a lot of different forms of business insurance today. So that you have a good idea of which types to get, you need to think about the risks of your specific business. Read More 

What Happens If A Contractor Injures An Office Worker?

If you're contracted to do work at an office building or are looking to hire a contractor, you'll probably need to do at least some of the work while businesses are open. That creates the risk of an office worker getting injured by falling debris, tripping on tools, or some other hazard. What would happen if someone gets hurt, and how do you protect yourself? The Office Worker Can Use Their Health Insurance Read More 

An Overview Of Non-Owner Car Insurance

As the name suggests, non-owner car insurance is car insurance coverage for those who don't own a car. Non-owner car insurance is necessary because everyone who drives ought to have insurance coverage, whether the car they own the car they are driving or not. The Coverage Liability coverage is the main coverage in non-owner car insurance. The idea is that you should be able to compensate auto accident victims if you ever cause an accident even if you are not the owner of the car. Read More