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Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

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Latest Posts

Protecting Yourself With Professional Liability Coverage
17 February 2021

The insurance coverage that engineers and other co

Becoming An Owner-Operator? Tips To Help You Get The Right Commercial Truck Insurance
15 January 2021

Breaking away from the mold by becoming an owner-o

What To Do Before Getting An Auto Insurance Plan
9 December 2020

There is definitely a certain feeling of security

3 Reasons To Enroll In An Insurance Continuing Education Course
10 November 2020

Careers in the insurance industry can seem mundane

3 Essential Things To Know About SR-22 Insurance
12 October 2020

If you have been charged with a serious traffic vi

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Protecting Yourself With Professional Liability Coverage

The insurance coverage that engineers and other construction contractors will require can be critical to protecting them and their clients from accidents that could occur. Understand The Unique Liability Needs Of Engineering Contractors It is important to understand that those working in architecture and engineering can have very different liability needs than those that work in other professions. Errors and omissions with these professionals can lead to serious structural problems that may endanger lives or be expensive to correct. Read More 

Becoming An Owner-Operator? Tips To Help You Get The Right Commercial Truck Insurance

Breaking away from the mold by becoming an owner-operator can be quite liberating. You will no longer have to work for someone else and enrich them with your manpower. You're now free to set your own schedule, get higher-paying clients, and chart a course that could lead to the kind of prosperity you've always dreamed of having. Now that you've purchased your truck, it's time to get commercial truck insurance. If you've always been covered by your employer and have never had to obtain this insurance for yourself, the following tips can help you select the right protections. Read More 

What To Do Before Getting An Auto Insurance Plan

There is definitely a certain feeling of security that comes with having an auto insurance policy. Risks abound once you hit the streets and you want to protect yourself financially as much as possible so you don't have to deal with the full brunt of the enormous expenses that can come from an unexpected accident. Some people purchase vehicle coverage on a whim and don't really give as much thought to the decision as they likely should. Read More 

3 Reasons To Enroll In An Insurance Continuing Education Course

Careers in the insurance industry can seem mundane, but the industry is rich with unique and interesting opportunities. In order to take advantage of these opportunities, it's imperative that you have the right training and credentials. The best way to obtain these is through participation in continuing education (CE) courses designed specifically for insurance industry professionals. The right CE course has the potential to improve your career and help you become a more effective insurance agent in the future. Read More 

3 Essential Things To Know About SR-22 Insurance

If you have been charged with a serious traffic violation, you may be required to get an SR-22 form from your auto insurance provider to keep your driver's license. Thing #1: SR-22 Isn't a Type of Insurance  An SR-22 form isn't a type of insurance; it is a form that states you have the minimum liability insurance that is required by your state. This form is issued, upon your request, by your insurance provider. Read More