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Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

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Shopping For A New Homeowners Insurance Plan? What You Need To Add To Your Coverage Now
20 April 2023

If you have concerns that you are overpaying for h …

7 Essential Auto Insurance Tips For Elderly Drivers
22 March 2023

For an elderly driver, finding the right auto insu …

Reasons To Have An Auto Insurance
25 January 2023

One of the most effective ways of protecting your …

Insurances You Need When You Are "Adulting"
27 December 2022

Becoming an adult comes with a wide range of respo …

The Benefits Of Group Health Insurance For Small Business Owners
21 November 2022

Traditionally, small business owners have struggle …

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Shopping For A New Homeowners Insurance Plan? What You Need To Add To Your Coverage Now

20 April 2023
 Categories: Insurance, Blog

If you have concerns that you are overpaying for homeowners insurance, it's time to shop around. You won't know what your options are unless you take the time to get a couple of quotes, and most quotes are easy to acquire online or via telephone. There are many things that will help you get the best price for your policy, including the following: Documented on-time payment history with your current policy provider Minimal claim history Proof of upkeep and maintenance of the property over time Switching companies may also get you a new member discount. Read More 

7 Essential Auto Insurance Tips For Elderly Drivers

22 March 2023
 Categories: Insurance, Blog

For an elderly driver, finding the right auto insurance policy can be a bit more complicated than for younger drivers. However, with the right approach, you can find the coverage you need at a price you can afford. Here are seven auto insurance tips for elderly drivers: 1. Shop around The first step in finding the right auto insurance policy is to shop around. Don't settle for the first policy you come across. Read More 

Reasons To Have An Auto Insurance

25 January 2023
 Categories: Insurance, Blog

One of the most effective ways of protecting your vehicle is by purchasing car insurance. The insurance policies differ depending on the coverage. For instance, you can get a comprehensive policy that provides broad coverage that may include protection against personal injury, natural disasters, and fires. Also, you may get third-party auto insurance that covers losses, including property damage and bodily injury that you cause other motorists. Fortunately, your car insurance company can help you select the perfect coverage for your needs. Read More 

Insurances You Need When You Are “Adulting”

27 December 2022
 Categories: Insurance, Blog

Becoming an adult comes with a wide range of responsibilities. Until you reach a certain age, your parents carried you on their health and automobile insurance policies. But unfortunately, all good things must end, and you must pay for your own at some point. Although some of your friends and family may feel that insurance is an inconvenient expense, it is not. One accident will cost you more than your average annual policy. Read More 

The Benefits Of Group Health Insurance For Small Business Owners

21 November 2022
 Categories: Insurance, Blog

Traditionally, small business owners have struggled to obtain affordable health insurance for themselves and their employees. Oftentimes, working for a small business meant going without important benefits such as health insurance coverage. Thankfully, there is now a beneficial option that is allowing more and more small business owners to gain access to the health insurance they require. This option is the use of group health insurance plans. In this article, you can learn more about how this insurance option works and how it can be so beneficial to small business owners. Read More