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Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

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Latest Posts

3 Reasons To Enroll In An Insurance Continuing Education Course
10 November 2020

Careers in the insurance industry can seem mundane

3 Essential Things To Know About SR-22 Insurance
12 October 2020

If you have been charged with a serious traffic vi

Four Things A Senior Approaching 65 Should Understand About Medicare Health Insurance
10 September 2020

Medicare is a topic that is often talked about on

Do You Need Car Insurance If You Do Not Have A Vehicle Right Now?
7 August 2020

If you are in between vehicles and plan to live wi

How To Get An Accurate Insurance Quote
7 July 2020

Insurance quotes are most helpful when they're acc

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3 Reasons To Enroll In An Insurance Continuing Education Course

Careers in the insurance industry can seem mundane, but the industry is rich with unique and interesting opportunities. In order to take advantage of these opportunities, it's imperative that you have the right training and credentials. The best way to obtain these is through participation in continuing education (CE) courses designed specifically for insurance industry professionals. The right CE course has the potential to improve your career and help you become a more effective insurance agent in the future. Read More 

3 Essential Things To Know About SR-22 Insurance

If you have been charged with a serious traffic violation, you may be required to get an SR-22 form from your auto insurance provider to keep your driver's license. Thing #1: SR-22 Isn't a Type of Insurance  An SR-22 form isn't a type of insurance; it is a form that states you have the minimum liability insurance that is required by your state. This form is issued, upon your request, by your insurance provider. Read More 

Four Things A Senior Approaching 65 Should Understand About Medicare Health Insurance

Medicare is a topic that is often talked about on television, especially during election time. But you may be wondering what it is and whether you qualify for it. The quick answer is yes — if are 65 years old and have paid into the Social Security system. However, the following are a few things you should understand about Medicare insurance. It is an entitlement program Medicare is part of the Social Security system. Read More 

Do You Need Car Insurance If You Do Not Have A Vehicle Right Now?

If you are in between vehicles and plan to live without a car for a while, do you need car insurance? Many people wonder about this, and the answer is that you might need it or you might not. It depends on your situation. Here are several things to know about having car insurance if you do not have a car. You Do Not Legally Need It The first thing to know is that you do not legally have to carry auto insurance if you do not own a car or drive one. Read More 

How To Get An Accurate Insurance Quote

Insurance quotes are most helpful when they're accurate, and the accuracy of an insurance quote depends largely on the accuracy and completeness of the information you provide. If you need an accurate insurance quote for a homeowner's, auto, or any other type of insurance policy, here's how to get the most accurate quote possible. Step 1: Determine the Type of Insurance Needed First, determine what type of insurance you need. This is obvious in many cases, for cars must be insured with auto insurance, and houses get insured with homeowner's insurance. Read More