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Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

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Latest Posts

Four Things A Senior Approaching 65 Should Understand About Medicare Health Insurance
10 September 2020

Medicare is a topic that is often talked about on

Do You Need Car Insurance If You Do Not Have A Vehicle Right Now?
7 August 2020

If you are in between vehicles and plan to live wi

How To Get An Accurate Insurance Quote
7 July 2020

Insurance quotes are most helpful when they're acc

Updating Your Auto Insurance After Divorce
29 May 2020

Divorce brings about a change in every aspect of a

3 Key Insights When Buying Business Insurance
29 January 2020

If you own any sort of business, it's important to

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Four Things A Senior Approaching 65 Should Understand About Medicare Health Insurance

Medicare is a topic that is often talked about on television, especially during election time. But you may be wondering what it is and whether you qualify for it. The quick answer is yes — if are 65 years old and have paid into the Social Security system. However, the following are a few things you should understand about Medicare insurance. It is an entitlement program Medicare is part of the Social Security system. Read More 

Do You Need Car Insurance If You Do Not Have A Vehicle Right Now?

If you are in between vehicles and plan to live without a car for a while, do you need car insurance? Many people wonder about this, and the answer is that you might need it or you might not. It depends on your situation. Here are several things to know about having car insurance if you do not have a car. You Do Not Legally Need It The first thing to know is that you do not legally have to carry auto insurance if you do not own a car or drive one. Read More 

How To Get An Accurate Insurance Quote

Insurance quotes are most helpful when they're accurate, and the accuracy of an insurance quote depends largely on the accuracy and completeness of the information you provide. If you need an accurate insurance quote for a homeowner's, auto, or any other type of insurance policy, here's how to get the most accurate quote possible. Step 1: Determine the Type of Insurance Needed First, determine what type of insurance you need. This is obvious in many cases, for cars must be insured with auto insurance, and houses get insured with homeowner's insurance. Read More 

Updating Your Auto Insurance After Divorce

Divorce brings about a change in every aspect of a person's life, including their auto insurance policy. If you recently separated from your spouse or finalized the divorce, you need to review your policy and make any necessary updates. Learn where you should begin to ensure you are covered. Talk to Your Ex You must have a discussion with your ex before you make any changes to your auto policy. You cannot legally remove anyone from an auto insurance policy without signed approval from the other party. Read More 

3 Key Insights When Buying Business Insurance

If you own any sort of business, it's important to have insurance for it. Otherwise, you're leaving it susceptible to all sorts of financial and legal issues. Getting this insurance won't be a difficult endeavor thanks to these tips.  Assess Risks There are a lot of different forms of business insurance today. So that you have a good idea of which types to get, you need to think about the risks of your specific business. Read More