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Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

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Simple Tips For Finding And Buying Your First Car Insurance Policy
27 July 2021

When you move out of your parents' home and into y

Tips For Reducing Workers Compensation Insurance Premiums
29 June 2021

The majority of employers are required by law to c

Significant Factors That Influence Your Auto Insurance Quote
26 May 2021

The cost of auto insurance varies from one company

Top Benefits of Hiring an Auto Insurance Agent
23 April 2021

When you have just bought your dream car, you're e

Common Misconceptions About What Home Insurance Covers
22 March 2021

Many people who are buying a house for the first t

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Simple Tips For Finding And Buying Your First Car Insurance Policy

When you move out of your parents' home and into your own place, you need to be ready to pay for your own expenses. One of these expenses can involve paying for your own coverage for your vehicle.  However, if your parents paid for your coverage until recently, you may not be sure of what to look for in a new policy. You can use several simple tips to help you find and buy the right car insurance for you and your vehicle. Read More 

Tips For Reducing Workers Compensation Insurance Premiums

The majority of employers are required by law to carry workers compensation insurance. A workers compensation insurance policy will cover the expenses, such as medical bills and lost wages, if an employee is injured at work while on the clock. While having a workers compensation insurance policy is mandatory for most companies, that doesn't mean that any business wants to pay more in insurance premiums than necessary. Luckily, there are things that an employer can do to make their workers compensation insurance premiums more affordable. Read More 

Significant Factors That Influence Your Auto Insurance Quote

The cost of auto insurance varies from one company to the next. Various factors determine the multiple rates, including the vehicle, driving patterns, demography, coverage, limits, and deductibles you choose. Each element is weighted, resulting in varying car insurance quotes. Here are some variables that might affect your auto insurance quotes. The Type of Coverage You Choose Your choice of auto coverage has a high impact on your auto insurance quote. Read More 

Top Benefits of Hiring an Auto Insurance Agent

When you have just bought your dream car, you're excited, and you can't wait to get on the road. But there is one hindrance — insurance coverage. It's a requirement to have insurance for both old and new cars. As such, it's important to take your time to decide the right type of coverage so you're protected in case of accidents, natural occurrences, or theft. Unfortunately, you may not be conversant with car insurance plans; hence it's advisable to engage a car insurance agent. Read More 

Common Misconceptions About What Home Insurance Covers

Many people who are buying a house for the first time have several misconceptions about what home insurance covers. These misunderstandings are common since so many individuals don't actually read the policies or ask enough questions of the agent. Homeowners insurance covers accidental and unpreventable damage. It is intended for sudden events, not a problem that gradually worsens over time. For this reason, policies also pay for damage caused by vandalism. Read More