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Pam's Insurance Site

When I bought my first house, I was already going into a lot of debt. I didn't have the money to seriously insure it, so I bought only the bare minimum without consulting an insurance professional. That was a big mistake on my part. It could have turned out alright. That is, if my house hadn't been in the path of a huge storm. Huge gale winds knocked a tree down straight through my roof. My house was practically destroyed, and my minimal policy didn't cover nearly enough. I spent years and years trying to get myself out of that financial mess. Since then, I have always been very cautious in learning about insurance and talking to the real professionals.

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What You Can Do If Your Auto Insurance Premiums Keep Rising
17 October 2019

When you get your auto insurance bill each month o

Anti-Theft Measures That Can Lower Your Insurance Premium
20 September 2019

One of the ways that auto insurance protects you i

5 Factors That Raise Your Home Insurance Costs
14 August 2019

A house is one of your biggest investments, so it

Top Things To Know When Purchasing Renter's Insurance
8 July 2019

The average cost of a renter's insurance policy is

Three Reasons To Purchase Life Insurance For Your Children
29 May 2019

Purchasing life insurance isn't something that par

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What You Can Do If Your Auto Insurance Premiums Keep Rising

When you get your auto insurance bill each month or year, do you notice that the costs keep going up? While it is common for rates to slightly increase each year due to inflation and other things, it is not normal to see huge hikes in auto insurance premiums all the time. If your insurance keeps going up, here are some things you can do about it. Determine why this is happening Read More 

Anti-Theft Measures That Can Lower Your Insurance Premium

One of the ways that auto insurance protects you is to reimburse you if your car is stolen. However, there are methods you can put in place to reduce the risk that your car will be stolen. Many cars come with car alarms and there are other anti-theft devices that are available. You may even be able to lower your insurance premiums when you install these devices. Car Alarms Most insurance providers will offer you a discount if your car comes with a car alarm. Read More 

5 Factors That Raise Your Home Insurance Costs

A house is one of your biggest investments, so it makes sense to protect it with adequate homeowner's insurance. However, if your home insurance premiums seem to be increasing every year, it can be pretty frustrating. It's helpful to be aware of what can cause your premiums to skyrocket and avoid those things. Here are some common factors that can raise your home insurance costs. Your Neighborhood It might seem unfair, but where you live can affect your home insurance costs. Read More 

Top Things To Know When Purchasing Renter’s Insurance

The average cost of a renter's insurance policy is typically about $17 per month, and that is one of the key reasons you should purchase a policy if you are renting an apartment. Having this type of coverage is not usually mandatory when you rent an apartment or any type of rental property, but it is still a good type of insurance to purchase. As you look for a policy to buy, here are several things you should know about renter's insurance. Read More 

Three Reasons To Purchase Life Insurance For Your Children

Purchasing life insurance isn't something that parents always want to think about. For some, it may just seem unnecessary, while others may simply not want to think about the possible loss of a child. However, there are many good reasons to consider life insurance for your young children. Take a closer look at some of those reasons so you can make an informed decision for your family. Affordable Rates The nature of life insurance is that it gets more expensive as you age. Read More